The STIX-FCI Initiative
Harmonising AML Attributes for Effective Financial Crime Prevention
What: Introduction
The Financial Crime Intelligence Extension for STIX (STIX-FCI) initiative aims to create the world’s first open standard for exchanging financial crime intelligence: covering everything from money laundering and fraud to corruption.
This isn’t just a technical proposal; it’s a call to action for a more collaborative, data-driven approach to tackling some of the most pressing global financial challenges. While STIX is an established standard for cyber security threat intelligence, we are now extending its powerful, machine-readable framework to the financial sector.
Why: The Problem we’re Solving
Financial institutions, regulators, and law enforcement agencies often operate with different data models, making it difficult to share intelligence securely and at scale. This lack of a common language creates significant obstacles.
This is where STIX-FCI comes in. It provides the structured, interoperable foundation needed to overcome these barriers and strengthen our collective defence against financial crime.
Who: A Call for Collaboration
An open standard is only as good as the community that builds and uses it. Your expertise, resources, and network could play a pivotal role in shaping the attributes, governance, and adoption of STIX-FCI.
We would be pleased to arrange a discussion, share technical drafts, and explore how your organisation could participate in the review or pilot implementation phases.
To join the initiative or explore the technical roadmap, visit our contact page or email contact@njordium.com.
Timeline: Whitepapers, Reports and Articles
How the STIX-FCI initiative can best support both governmental bodies and private sector organisations
Reaching out to various authorities within the EU, and government entities, primarily in the Nordics, regarding AML data sharing. The aim is to gain deeper insight into how the STIX-FCI initiative best can support both governmental bodies and private sector organisations.
Harmonising AML Attributes for Effective Financial Crime Prevention
Proposing the development of a STIX-AML extension built on the Structured Threat Information Expression (STIX) framework.
Read the article here
STIX-AML Extension proposal: Structured Intelligence for Financial Compliance
Technical proposal detailing the object model, attributes, and interoperability approach for extending STIX to cover AML/KYC/KYB intelligence.
Challenges in Understanding AML and Fraud Use Cases
Financial crimes such as fraud and money laundering present a growing threat to global economies, costing an estimated $2 to $5 trillion annually.
Read the article here
Financial Crime Research: Threat Profiling of Fraud, Corruption, and Money Laundering
A research brief mapping criminal typologies and risk patterns relevant to financial crime investigations.
OASIS accepted the initiative
OASIS accepted the initiative, and requested a technical committee charter, which was submitted on 2025-08-20.
Technical Charter submitted to OASIS
Naming of STIX-AML was changed to STIX-FCI (Financial Crime Intelligence).
Introducing STIX-FCI: The Open Standard to Combat Financial Crime
Announcement of the initiative: the Financial Crime Intelligence Extension for STIX (STIX-FCI).
Read the article here
STIX Financial Crime Intelligence Extension
This presentation introduces STIX-FCI, as a global standard, outlining the problem, our solution, its benefits, and how you can get involved.
Njordium is based in the Nordics, and the name comes from Njord, the Norse god of the sea, symbolising insight and deep knowing beyond the surface, a fitting reference for a firm founded to guide organisations navigating the cyber landscape.